TODAY WE ARE GOING TO DISCUSS ABOUT A GREAT AND MUCH NEEDED APPLICATION CALLED MONE VIEW.BASICALLY THIS APPLICATION IS A INSTANT PERSONAL LOAN APP WHICH OFFERING INSTANT PERSONAL LOAN WITH AADHAAR CARD AND PAN CARD .FOR EXAMPLE IF YOU WANT INSTANT PERSONAL LOAN WITHOUT VISITING ANY BANK BRANCH,OR WITHOUT ASKING SOMEONE HELP, I ASSURED THAT THIS APP REALLY HELPS YOU.I KNOW THERE ARE LOT OF APPLICATION OFFERING THESE TYPE OF SERVICES AND HUGE NUMBER OF COLLECTIONS AVAILABLE IN GOOGLE PLAY STORE AND APP STORE , BUT I HAVE NOTICED SOME INTERESTING FACTS ABOUT THIS APP LIKE NO NEED UPLOAD BANK STATEMENT,NO NEED WORRY ABOUT CIBIL SCORE ETC.YOU CAN DOWNLOAD AND USE THIS APP BOTH DEVICES LIKE ANDROID AND I PHONE , DOWNLOAD LINKS AVAILABLE IN BELOW .
I KNOW SOME USERS OR FRIENDS REVIEWED BAD EXPERIENCE IN SOCIAL MEDIA BUT HERE I WANT INTRODUCE ONE OF THE BEST AND GOOD RATING INSTANT LOAN APPLICATION CALLED MONEYVIEW,SO TODAY IN THIS ARTICLE HELPS YOU HOW TO GET INSTANT PERSONAL LOAN WITHOUT SUBMITTING ANY TYPE OF DOCUMENTS LIKE SALARY CERTIFICATES,ANY TYPES OF INCOME PROOF,OR NO NEED SUBMITTING BANK STATEMENT,WITH THIS APP YOU CAN EASILY GET UP TO 300000 LOAN BY COMPLETING SOME FEW STEPS ,ONLY YOU HAVE NEED ORIGINAL AADHAAR CARD AND PAN CARD. THIS IS A MOBILE BASED INSTANT PERSONAL LOAN APPLICATION AND THIS APP WORKING LIKE AI FEATURE ,SO YOU CAN VIEW YOUR ELIGIBILITY STATUS WITHIN MINUTES..EVERYONE CAN EASILY APPLY FOR A SHOT TERM PERSONAL LOAN UPTO RS 300000 ANY TIME FROM ANYWHERE.MONEVIEW IS INDIA’S FASTEST CREDIT APP WHERE ONE CAN AVAIL PURCHASE FINANCING AND REVOLVING LINE OF CREDIT WITH ZERO COLLATERAL. THE PURCHASE FINANCING CAN BE AVAILED FOR MOBILE PHONE, LAPTOP, CAMERA, & MANY MORE ELECTRONIC GADGETS. FURTHER, 2 YEARS REVOLVING LINE OF CREDIT CAN AVAILED, AKIN TO CREDIT CARD. WITH KISSHT, BID ADIEU TO YOUR FINANCIAL WORRIES!
IF YOU WANT APPLY FOR INSTANT PERSONAL LOAN AND ONCE YOU NEED INSTALL THIS APP NO MORE NEED WORRY ABOUT YOUR CREDIT SCORE ,SALARY OR OTHER THINGS.ALL INDIAN CITIZEN CAN APPLY FOR THIS PERSONAL LOAN WITH THIS APP ,THE WHOLE APPLICATION PROCESS IS COMPLETELY ONLINE AND ON APPROVAL THE FUND IS IMMEDIATELY TRANSFERRED TO YOUR BANK ACCOUNT. ONCE YOU APPLYING FOR FIRST TIME THIS APPLICATION GIVES NORMALLY 3000 OR 5000 CASH AND 30 DAYS DURATION,AFTER THAT IF COMPLETED PAYMENT IN TIME TO TIME IT’S AUTOMATICALLY UNLOCK ANOTHER DURATION PERIOD LIKE 90 OR 120 DAYS AND IT’S AUTOMATICALLY INCREASING YOUR CREDIT AMOUNT ALSO.SO I HOPE ANYONE CAN EASILY USE THIS APP WITHOUT ANY RISK AND YOU CAN COMPLETE ALL PROCESS INSTANTLY FOLLOWING SOME SIMPLE STEPS.SO WOULD YOU LIKE TRY THIS APP YOU CAN DOWNLOAD THIS APP FROM BELOW DOWNLOAD BUTTON OR SEARCH AND FIND FROM GOOGLE PLAY STORE ,
THIS APPLICATION HAS DIFFERENT TYPE OF LOANS.
1. ONLINE PURCHASE LOAN – THIS IS A ONE-STOP DESTINATION TO GET YOUR DESIRED PRODUCTS LIKE SMARTPHONES, LAPTOPS, CAMERAS, AND ANY LATEST ELECTRONICS ON EMI AND REPAY WITHIN 3 MONTHS TO 24 MONTHS TENURE. THIS LOAN CAN BE USED TO MAKE PURCHASES AT FLIPKART, MAKEMYTRIP, ETC.THE APR IS BETWEEN 14% AND 24%.
2. PERSONAL LOAN – MONEYVIEW ALSO OFFERS PERSONAL LOANS FOR SALARIED & SELF – EMPLOYED
PROFESSIONALS FOR THEIR VARIOUS NEEDS. THE AMOUNT RANGES FROM RS. 3,000 TO RS.
5,00,000/- WITH A TENURE RANGING FROM 3 MONTHS TO 36 MONTHS, DEPENDING ON THE
PERSON’S ELIGIBILITY.THE APR IS BETWEEN 16% TO 26%.
3. REVOLVING LINE OF CREDIT – MONEYVIEW ALSO OFFERS CREDIT LIMIT FOR 2 YEARS (24 MONTHS). THIS IS A REVOLVING CREDIT FACILITY, WHERE THE CUSTOMER CAN AVAIL THE LIMIT SEAMLESSLY FOR NEXT 2 YEARS, TILL THE CUSTOMER IS PAYING ON-TIME. TO INCENTIVIZE BETTER CREDIT BEHAVIOR, THE CUSTOMER IS OFFERED WAIVERS AND REDUCTION IN INSTALMENT AMOUNT FOR TIMELY PAYMENTS.THE CUSTOMER CAN AVAIL UPTO A CREDIT LIMIT OF RS. 30,000. THE APR IS BETWEEN 20% AND 28%.
AMOUNT, TENURE, FEES &CHARGE-LOANS RANGE FROM ₹10,000 TO ₹1,00,000 WITH TENURE RANGING FROM 3 MONTHS TO 24 MONTHS. THE APR RANGES FROM 16 TO 28% DEPENDING ON THE PRODUCT AVAILED, RISK PROFILE, AND CREDITWORTHINESS OF THE CUSTOMER. PENALTY CHARGES ARE CHARGED ONLY WHEN A CUSTOMER DEFAULTS OR DELAYS THEIR LOAN REPAYMENT SCHEDULE IN SPITE OF REMINDERS. IN ADDITION TO IT, GST APPLIES AS PER INDIAN LAWS.
APR EXAMPLES- 1. A NEW SALARIED CUSTOMER (LOW RISK) CAN AVAIL A LOAN OF ₹30,000 AT AN INTEREST RATE OF 18% WITH A PROCESSING FEE OF ₹750 FOR A TENURE OF 12 MONTHS. THE APR IS 22.91%.
INTEREST CALCULATION
LOAN AMOUNT: ₹30,000
INTEREST RATE: 18% PER ANNUM
TENURE: 12 MONTHS
INTEREST PAYABLE: ₹3,005
EQUALLY MONTHLY INSTALMENTS (EMI): ₹2,750 PER MONTH
2. LOAN AMOUNT: RS. 20,000 FOR ONEPLUS 5 @ 16% INTEREST RATE PER ANNUM, TENURE OF 6 MONTHS, PROCESSING FEE: RS. 300. EMI AMOUNT: RS. 3490/MONTH. APR: 21.33%
3. LOAN AMOUNT: RS. 48,000 FOR IPHONE @ 20% INTEREST RATE PER ANNUM, TENURE OF 15 MONTHS, PROCESSING FEE: RS.1,200. EMI AMOUNT: RS. 3643/MONTH. APR: 24.03%
4. CUSTOMER AVAILING A REVOLVING LINE OF CREDIT OF RS. 25,000 FOR A PERIOD OF 2 YEARS. OVER A TWO-YEAR PERIOD, THE TOTAL FEES (INCLUDES PROCESSING FEES AND A ONE-TIME INITIATION FEE) CHARGED IS 9%. THE INTEREST RATE IS 18% PER ANNUM. THE APR FOR THE REVOLVING LINES COME AS 27.54%.
FEATURES
1. 100% ONLINE (PAPERLESS) PROCESS
2. MINIMAL DOCUMENTATION
3. NO CREDIT CARD REQUIRED
4. NO COLLATERAL REQUIRED
5. SECURE TRANSACTION (128-BIT SSL ENCRYPTION)
DOWNLOAD APP ( ANDROID)
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